What We Can Do For You

Like us, some of our clients are small to medium sized business owners.

They enjoy the freedom of running their own business, being their own boss and building relationships with their clients who value the service they provide. With hard work and careful planning, self-employment can bring financial and lifestyle rewards. But without the certainty of a regular income, being a small business owner requires support so you can grow and prosper.

As a financial adviser, we can discuss ways in which you can manage your cash flow, set aside money for tax, grow your retirement savings, protect your income and set up a plan should you, or a business partner, exit the business for any reason.

We can discuss options for your business with tailored strategies to help you manage risks and safeguard your business from unexpected events.

Offering sound financial advice that’s an asset to your business

How We Can Help

Business Insurance

Efficient insurance planning is the most economical and effective way of dealing with risks. There are also specific financial risks that need attention when you take on new financial responsibilities, such as starting a business or taking out a mortgage.

Business insurance considers the continuity of your business if it is ever hit by the impact of losing a key employee or a business partner. A business can insure its key employee, so that if they die or become disabled, the business receives a cash lump sum to fund the financial losses the business may incur. Business partners can also insure each other to ensure a smoother transfer of ownership to the surviving partner if one should pass prematurely.

Contact Us

How We Can Help

Business Insurance

Efficient insurance planning is the most economical and effective way of dealing with risks. There are also specific financial risks that need attention when you take on new financial responsibilities, such as starting a business or taking out a mortgage.

Business insurance considers the continuity of your business if it is ever hit by the impact of losing a key employee or a business partner. A business can insure its key employee, so that if they die or become disabled, the business receives a cash lump sum to fund the financial losses the business may incur. Business partners can also insure each other to ensure a smoother transfer of ownership to the surviving partner if one should pass prematurely.

Contact Us

Business Expenses Insurance

If you’re self-employed, business expense insurance is particularly useful to cover fixed business expenses should you be unable to work due to illness or injury. This can keep your business active while you recover and can be used to reimburse the following costs.

  • Rent
  • Loan Repayments
  • Equipment Leasing Costs
  • Utility Expenses
Contact Us

Business Expenses Insurance

If you’re self-employed, business expense insurance is particularly useful to cover fixed business expenses should you be unable to work due to illness or injury. This can keep your business active while you recover and can be used to reimburse the following costs.

  • Rent
  • Loan Repayments
  • Equipment Leasing Costs
  • Utility Expenses
Contact Us

Taxes

If you are over 55, there are opportunities in the tax system to begin to restructure your finances to save thousands of dollars in tax. These strategies aim to have a neutral impact on take-home income now, but a significant reduction in the tax you pay and the growth of your super.

Alternatively, you can use this strategy to help fund a reduction in working hours, so that you ease into retirement many years before you actually take the final step.

Contact Us
Tax Strategies & Planning

Taxes

If you are over 55, there are opportunities in the tax system to begin to restructure your finances to save thousands of dollars in tax. These strategies aim to have a neutral impact on take-home income now, but a significant reduction in the tax you pay and the growth of your super.

Alternatively, you can use this strategy to help fund a reduction in working hours, so that you ease into retirement many years before you actually take the final step.

Contact Us
Tax Strategies & Planning

Resources

Reading

The Real Value Of Advice
The Real Value Of Advice
Small Business Finance Without The Bank
Small Business Finance Without The Bank
Business Training And Education At 40
Business Training And Education At 40

Calculators

Super Balance Calculator

Budget Planner Calculator

Work out how much super you’ll have when you get to retirement

Calculate

Your Net Worth Calculator

Your Net Worth Calculator

Calculate the strength of your current financial situation

Calculate

Income Tax Calculator

Income Tax Calculator

Find out how much income tax you should be paying

Calculate

Resources

Reading

The Real Value Of Advice
The Real Value Of Advice
Small Business Finance Without The Bank
Small Business Finance Without The Bank
Business Training And Education At 40
Business Training And Education At 40

Calculators

Super Balance Calculator

Super Balance Calculator

Work out how much super you’ll have when you get to retirement

Calculate

Income Tax Calculator

Income Tax Calculator

Find out how much income tax you should be paying

Calculate