Superannuation Advice2021-09-09T06:42:07+10:00

How We Can Help

Putting money into super can be an effective way to invest your money. However, this involves making investment decisions that affect your retirement lifestyle years down the track. Making the right decision is crucial, which is why superannuation advice can be so important.

To maximise the benefits your super fund has to offer, talk with one of our superannuation experts to discuss your individual needs and objectives.

  • Choosing Your Super Fund
  • Contributing More Into Super
  • Taxes

The Moreton Group specialise in superannuation advice and look forward to helping you make the right investment decisions to reach your retirement goals.

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Superannuation Advice

Superannuation FAQs

How much super do I need to retire comfortably?2021-07-21T12:59:13+10:00

There isn’t an exact figure that equates to a comfortable retirement. However, our superannuation experts can review your current financial situation and devise a pre-retirement strategy that allows you to plan the retirement you want, ensuring your lifestyle is sustained in the future.

We can help you make the most of the super you have, explore additional contribution options or assist you in managing your SMSF.

If you’d like to calculate how much super you’ll have when you retire, check out Money Smart’s Superannuation Calculator.

How does super fit with my retirement?2021-09-09T06:44:50+10:00

Once you retire and transition to spending what you’ve accumulated in your super fund, there are a number of options for you to consider. You can:

  • Leave the money in your super account until you need it.
  • Take all or some of your money out as a lump sum.
  • Move all or some of your money into an account-based pension.
  • Move all or some of your money into a regular income stream, known as annuity.

We would be delighted to provide the superannuation advice needed to ensure you continue to maintain and enjoy your lifestyle well into your retirement. If you’d like to schedule a free introductory meeting, give us a call on 5606 6055.

When can I access my super?2021-07-21T12:58:43+10:00

You can get your super when you reach ‘preservation age’, which depends on when you were born. Please note, your preservation age is not the same as your pension age.

  • Before 1 July 1960: You can access your super at age 55.
  • 1 July 1960 – 30 June 1961: You can access your super at age 56.
  • 1 July 1961 – 30 June 1962: You can access your super at age 57.
  • 1 July 1962 – 30 June 1963: You can access your super at age 58.
  • 1 July 1963 – 30 June 1964: You can access your super at age 59.
  • After 1 July 1964: You can access your super at age 60.

In some circumstances, you can access your super before you reach your preservation age due to incapacity, severe financial hardship, on compassionate grounds or due to a terminal medical condition.

Contact us today to plan a financially secure future

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