Retirement Planning2021-09-09T06:33:20+10:00

How We Can Help

Retirement may be much closer than you think with one of our financial planners guiding you. Before you get to put your feet up, it’s important you’ve done your retirement preparation to ensure your finances and taxes are in order. We can guide you through all the superannuation, taxation and investment aspects and help you to reach your retirement goals.

  • Modern Retirement Planning
  • Retirement Financial Planning
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Retirement Planning

Retirement Planning FAQs

How does super fit with my retirement?2021-09-09T06:44:50+10:00

Once you retire and transition to spending what you’ve accumulated in your super fund, there are a number of options for you to consider. You can:

  • Leave the money in your super account until you need it.
  • Take all or some of your money out as a lump sum.
  • Move all or some of your money into an account-based pension.
  • Move all or some of your money into a regular income stream, known as annuity.

We would be delighted to provide the superannuation advice needed to ensure you continue to maintain and enjoy your lifestyle well into your retirement. If you’d like to schedule a free introductory meeting, give us a call on 5606 6055.

How much super do I need to retire comfortably?2021-07-21T11:52:30+10:00

There isn’t an exact figure that equates to a comfortable retirement. However, we can look at your current financial situation and work with you to create a pre-retirement strategy that allows you to plan the retirement you want today so you can sustain your lifestyle and enjoy it in the future.

Our financial planners can help you make the most of the super you have, explore additional contribution options or assist you in managing your SMSF.

If you’d like to calculate how much super you’ll have when you retire, check out Money Smart’s Superannuation Calculator.

How much pension will I get when I retire?2021-09-09T06:45:12+10:00

The amount of age pension you receive does depend on a few factors, such as your financial situation and whether or not you’re part of a couple.

Centrelink uses income and asset tests to work out how much age pension you’re entitled to.

The rates for a full age pension for Australian residents for the period 20 March 2021 to 19 September 2021 are:

  • Single: $952.70 per fortnight.
  • Couple (Each): $718.10 per fortnight.
  • Couple (Combined): $1,436.20 per fortnight.
  • Couples Separated Due To Illness: Each receives the Single rate, which combined is $1,905.40 per fortnight.

From 20 March 2021, the maximum full age pension increases $8.40 per fortnight for a single person and $6.30 per person per fortnight for a couple.

If you’d like to calculate how much super and pension you’ll have when you retire, check out Money Smart’s Superannuation & Pension Age Calculator.

Can I retire early?2021-09-09T06:45:28+10:00

Retiring early or at a certain age is perfectly achievable; it just requires forward planning.

If you’re dreaming of early retirement, you will need a retirement plan unique to your financial situation and assets. Our expert retirement planners can help you set up a savings goal while reducing your expenses, outlining a plan to increase your superannuation and build the right investment portfolio.

When can I retire?2021-09-10T06:24:15+10:00

Generally, you can retire much earlier than you think!

Many people believe they have to wait for the age pension access age, which is slowly rising to 67, but that’s not always the case. In fact, the average age for retirement in Australia is closer to 55.

Your retirement plan will be unique to your financial situation, assets and superannuation plan.

We’d be delighted to assist you in creating a pre-retirement strategy that allows you to plan the retirement you want today so you can sustain your lifestyle and enjoy it in the future. If you’d like to schedule a free introductory meeting, give us a call on 5606 6055.

How much money do I need to retire comfortably?2021-07-21T11:53:41+10:00

There isn’t an exact figure that equates with a comfortable retirement.

However, we can look at your current financial situation and work with you to create a pre-retirement strategy that allows you to plan the retirement you want today so you can maintain your current lifestyle throughout your retirement years.

How do I plan for retirement?2021-07-21T11:53:51+10:00

The run-up to retirement presents some unique opportunities to restructure your super, save tax and set yourself up for a worry-free future.

Your retirement plan will be unique to your financial situation, assets and superannuation plan.

Our retirement planning team is standing by to help you create a tailored pre-retirement strategy that allows you to plan your retirement today to ensure your lifestyle is upheld in the future. If you’d like to schedule a free introductory meeting, give us a call on 07 5605 6055.

Contact us today to plan a financially secure future

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