Could This Be Your
Last Year Teaching?

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We Specialise In Retirement Planning For Teachers

As a teacher, you have spent your entire career looking after children’s futures and spent little time planning for your own beyond the classroom.

Whether you’re looking to retire in the next five years or as soon as possible, The Moreton Group can help you examine your financial situation and provide expert advice on how to maximise your position for your retirement.

Find out what’s possible when you retire from a career in teaching today with retirement specialists, The Moreton Group.

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Find out what’s possible when you retire from a career in teaching today with retirement specialists, The Moreton Group.

Retirement Could Be A Lot Closer Than You Think

One of the first questions clients always ask is – when can I retire? After analysing their situation, we often find the answer to be – sooner than you think!

You don’t have to wait till you are eligible for the Age Pension, between the age of 65-67, to retire from teaching. You can access super between 55 and 60 years of age, depending on when you were born. Australian’s are retiring much sooner than you’d think. In fact, the average retirement age for people aged 45 years and over in Australia is 55.4 years (ABS).

Don’t assume you’ll be teaching into your mid to late ’60s. The sooner you start planning for your retirement, the better your retirement years will be.

Planning for retirement from a teaching profession can be complex, and with everything you have to consider, it’s easy to feel overwhelming. By working with The Moreton Group, you’ll have peace of mind knowing everything possible has been done to maximise your financial position during your golden years. You will be given the financial advice and the confidence needed to ensure you’re financially ready and set up to live out your retirement comfortably and enjoyably.

We will be a partner on your journey to retirement from teaching, and we will work with you to achieve your retirement goals, however big or small they may be.

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Retirement Planning for Teachers
Retirement Ready

Are You Retirement Ready?

It’s one thing to reach retirement; it’s a whole nothing thing to be ready for retirement when it eventually comes. Are you positive you’re in the best financial position for retirement?

Do you know how much money you’ll need to enjoy retirement to your current lifestyle? Do you have a plan for your income in retirement – will government benefits and superannuation be enough? These are just some of the questions you need to know the answers to be ready for retirement.

Being retirement ready is having the confidence knowing you won’t outlive your savings, that you have annuities to provide a secure guaranteed incoming, and that you’ll get the Age Pension you’re entitled to. These are all areas The Moreton Group can assist with.

Our experienced team of financial planners can provide quality financial advice, which is a key aspect of ensuring you’re comfortable in retirement. We will explain how we plan to protect your retirement income, giving you the confidence of knowing you’re retirement ready.

Get retirement ready today by arranging a free introductory meeting with one of our expert retirement planners.

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The Moreton Group Difference

The Moreton Group is not your average financial planning firm. We’re a specialist teacher-focused firm with the required experience and know-how to help teachers lead an optimal retirement. We understand the teaching sector and the challenges that teachers and those in the teaching profession face in the lead up to retirement.

With a holistic approach and in-depth understanding of your financial position, we can help you build towards consistent growth and wealth creation, ensuring you’re in a great financial position when it comes time to retire. Our goal is to help you enjoy a comfortable retirement, not a modest retirement!

We consider all aspects of your retirement, including:

Our retirement planning services support your financial goals and give you the best advice, strategies, and solutions to see them come to fruition.

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Retire From Teaching

Meeting With A Financial Adviser

Speaking with a financial adviser is the best way to set yourself, and you’re your loved ones, up for a future you can all relax into knowing everything is in its place.

At The Moreton Group, we guide our clients through a four step process that includes ongoing support throughout retirement.

At The Moreton Group, We believe the best way to get started financially is through a face-to-face meeting in our Sanctuary Cove office. However, we can do home visits if required. In this free introductory meeting, one of our financial advisers will have an open chat with you about your plans, financial goals and objections to ensure we can help you and that they’re the right adviser for you.

If we are able to help you, we will move into collecting your financial information so we can proceed with a financial plan and organise our next meeting for the advice presentation. If your situation is more complex, we will book a secondary strategy meeting to discuss your circumstances further.

We cover the costs involved in this meeting, and there is no obligation to proceed past the initial meeting.

Secondary Strategy Meeting
Only Required For Complex Strategies

We will collect all of your financial data during this secondary meeting and showcase some relevant financial projections and options based on your needs.

We will discuss key strategic objectives and answer any questions you may have before agreeing on your personal financial plan direction.

Your adviser will present you with your personal financial advice based on our research and findings. The plan presented will include projections and forecasts of income to illustrate how we can help you achieve your goals both now and into the future. It will also explore some ‘what if’ scenarios surrounding major life events and how your plan protects you and the ones you love.

At this point, your adviser will explain the next steps and how the implementation of the plan will take place, along with what you are required to do moving forward and what part of the plan you are required to act on.

Step three is the nuts and bolts stage, where we put your personal financial advice plan into action. We will set up accounts, payments, authorities and anything else required to make your financial plan a reality. We will also guide you through lots of paperwork and what it all means.

Once the implementation of your personal financial advice is complete, your plan will be hard at work, helping you achieve your goals and objectives.

If you opted to have ongoing support, we will monitor your personal advice and engage in ongoing communication and meetings with you as necessary to keep you on track.

We want you to feel confident with your personal financial advice, so we are always available if there are changes to your life circumstances. From there, we can determine if the recommendations are still appropriate and quickly act if need be so you understand your current and future position.

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